Our Product

InstaLend funds deals few others can.

That’s because we base our loans on the value of the property itself, rather than the borrower’s credit.

We also work with FICO scores other lenders are forced to avoid. InstaLend’s unique hard money approach means that that even with less-than-ideal credit, borrowers can get loans for most types of single family, multi-family, and mixed-use properties.

  • Want a loan on new construction?

    We do that.

  • Planning to fix and flip?

    We do that too.

  • Looking for a bridge loan once renovations are complete?

    You guessed it.

Because InstaLend connects investors and borrowers (instead of working from a balance sheet like other firms), we offer some of the best terms in the industry, and remarkably quick closing times.

It’s a borrowing experience unlike any other. That’s why nearly all our first-time borrowers take out another loan with us—the combination of our speed, flexibility, and interest rates can’t be beat.

Fix & Flip
Description
Purchase and rehab of 1-4 family residential or mixed use properties.
FICO minimum
580
Interest rate
9-12%
Loan to After Renovation Value
65%
Loan Size
$50K - $2M
Loan Term
12 months
Extension Available
Yes
Property Types
Single Family, Multi Family, Mixed Use
EasyBridge
Description
Cash Out on or Refinance of 1-4 family residential or mixed use property.
FICO minimum
600
Interest rate
7.99%-10.99%
Loan to After Renovation Value
N/A
Loan Size
$75K - $2M
Loan Term
24 months
Extension Available
Yes
Property Types
Single Family, Multi Family, Mixed Use
New Construction
Description
Land acquisition & construction or rebuild of existing property.
FICO minimum
580
Interest rate
9-12%
Loan to After Renovation Value
65%
Loan Size
$50K - $2M
Loan Term
12 months
Extension Available
Yes
Property Types
Single Family, Multi Family, Mixed Use

Found an investment property and interested in applying for a loan?

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